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NAIC · AI Model Bulletin
AI Systems Program & oversight.
What the signed record shows
The proof is a signed, tamper-evident record. Anyone can check it, without an account, and nothing has to leave the building to make it. Evidence, not a promise.
Citation: Section 3 (AIS Program 1.0–4.0), Section 4
In the same family
What to do about it
A signed record of which AI you used and what you checked, sealed to the exact file you deliver, made on your own machine and checkable free by anyone you send it to.
Part of the Regulayer™ proof catalogue: 156 laws and standards, one sealed engine. This page is a product description, not legal advice.
What the bulletin sets out, section by section
National Association of Insurance Commissioners, Model Bulletin on the Use of Artificial Intelligence Systems by Insurers (adopted December 4, 2023), as adopted in whole or with modifications by individual U.S. state insurance regulators. The bulletin has four sections; the AIS Program lives inside Section 3. Sections/subsections addressed:
- Section 3
- Regulatory Guidance and Expectations: existing market-conduct and unfair-trade-practices statutes apply; insurers shall maintain a written
- AI Systems Program ("AIS Program"). The AIS Program guidelines run
- 1.0 General, 2.0 Governance, 3.0 Risk Management and Internal Controls, and 4.0 Third-Party AI Systems and Data.
- Section 4
- Regulatory Oversight and Examination Considerations: information and documentation the Department may request in an investigation or market conduct action.
Verification note. Checked against the primary text on 8 June 2026: a citation of "§4 AI Systems Program, §5 Third-Party, §6 Regulatory Oversight" is wrong. The bulletin has only four sections: the AIS Program (incl. third-party, subsection 4.0) is within Section 3, and regulatory oversight/examination is Section 4. There is no Section 5 or 6. Corrected against the primary text (content.naic.org NAIC Model Bulletin).
The AI Risk Evaluation Supplement. The NAIC Big Data and Artificial Intelligence (H) Working Group exposed version 6.0 of the AI Risk Evaluation Supplement, the common tool state regulators use when they examine an insurer’s AI, for comment on 16 October 2026; comments closed on 30 October. The working group held a public call on 8 October 2026 and holds another on 2 November 2026, at 11:00 ET, before the NAIC Fall National Meeting in Dallas, 14 to 17 November 2026.
Taken from the Regulayer™ entry for this instrument, which is built against the primary text.